Indian River Shores

As of the census of 2000, there were 3,448 people, 1,854 households, and 1,334 families residing in the town. The population density was 666.4 people per square mile (257.5/km2). There were 2,881 housing units at an average density of 556.8 per square mile (215.2/km2). The racial makeup of the town was 98.72% White, 0.12% African American, 0.06% Native American, 0.67% Asian, and 0.44% from two or more races. Hispanic or Latino of any race were 0.84% of the population.

There were 1,854 households, out of which 4.6% had children under the age of 18 living with them, 70.1% were married couples living together, 1.3% had a female householder with no husband present, and 28.0% were non-families. 26.8% of all households were made up of individuals, and 20.4% had someone living alone who was 65 years of age or older. The average household size was 1.86 and the average family size was 2.17.

In the town, the population was spread out, with 4.9% under the age of 18, 1.0% from 18 to 24, 4.3% from 25 to 44, 26.9% from 45 to 64, and 62.9% who were 65 years of age or older. The median age was 69 years. For every 100 females, there were 85.5 males. For every 100 females age 18 and over, there were 85.1 males.

The median income for a household in the town was $110,729, and the median income for a family was $141,952. Males had a median income of $100,000 versus $40,179 for females. The per capita income for the town was $102,511. About 1.5% of families and 2.2% of the population were below the poverty line, including none of those under age 18 and 2.9% of those age 65 or over.